Rate Buydown Calculator

Analyze the costs and benefits of temporary interest rate buydowns (2-1, 1-0)

Loan Amount ($)

Base Interest Rate (%)

Loan Term (Years)

Buydown Type

Year 1: -2%, Year 2: -1%, Year 3+: Base rate

Buydown Cost ($)

Ready to Analyze Rate Buydown

Enter loan details and buydown cost to see if a rate buydown makes sense