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Terms of Service

The rules and guidelines that govern your use of the IntelliTC Solutions platform.

Effective Date: March 18, 2026

Table of Contents

  1. Acceptance of Terms
  2. Service Description
  3. Eligibility
  4. User Accounts
  5. Acceptable Use
  6. Intellectual Property
  7. User-Generated Content
  8. Certification Program
  9. Disclaimers
  10. Limitation of Liability
  11. Indemnification
  12. Termination
  13. Modifications
  14. Governing Law
  15. Contact Information

1. Acceptance of Terms

By accessing or using the IntelliTC Solutions website, calculator suite, learning paths, scenario labs, certification program, or any related services (collectively, the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, you may not access or use the Platform.

These Terms constitute a legally binding agreement between you ("User," "you," or "your") and IntelliTC Solutions ("Company," "we," "us," or "our").

2. Service Description

IntelliTC Solutions provides a suite of 49 professional real estate calculators, educational learning paths, interactive scenario labs, workflow guides, and a certification program (IntelliTC Certified Real Estate Analyst — ICREA). The Platform is designed for real estate investors, agents, homebuyers, lenders, and other real estate professionals.

Our services include but are not limited to:

  • Real estate financial calculators (investment analysis, mortgage calculations, property valuation, creative financing tools, and more)
  • Structured learning paths with progressive skill-building modules
  • Interactive scenario labs for hands-on practice
  • Step-by-step workflow guides for common real estate strategies
  • The ICREA certification program with three credential tiers
  • Comparative Market Analysis (CMA) tools

3. Eligibility

You must be at least 18 years of age to use this Platform. By using the Platform, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

4. User Accounts

Certain features of the Platform may require you to create an account. When you create an account, you agree to:

  • Provide accurate, current, and complete information during the registration process
  • Maintain and promptly update your account information
  • Maintain the security and confidentiality of your login credentials
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate your account at any time if we reasonably believe you have violated these Terms.

5. Acceptable Use

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You agree not to:

  • Copy, reproduce, or redistribute any calculators, algorithms, educational content, workflows, or assessment materials from the Platform without express written permission
  • Reverse engineer, decompile, or disassemble any software, calculator logic, algorithms, or proprietary methodology used in the Platform
  • Scrape, crawl, or use automated means to collect data from the Platform
  • Create derivative works based on the Platform's calculator designs, educational frameworks, or certification structure
  • Use the Platform's content to build a competing product or service
  • Misrepresent your affiliation with IntelliTC Solutions or impersonate any person or entity
  • Interfere with or disrupt the Platform's infrastructure, servers, or networks
  • Share, transfer, or sell your account credentials or certification credentials to any other person
  • Submit false information to obtain certification or other credentials

6. Intellectual Property

6.1 Ownership

All content, features, and functionality of the Platform — including but not limited to calculator designs, algorithms, computational methodologies, educational curricula, learning path structures, assessment frameworks, workflow guides, scenario lab content, the ICREA certification program structure, branding, trademarks, logos, graphics, and user interface design — are owned by IntelliTC Solutions and are protected by United States and international copyright, trademark, trade secret, patent, and other intellectual property laws.

6.2 Trademarks

"IntelliTC Solutions," "IntelliTC," "ICREA," "IntelliTC Certified Real Estate Analyst," and all related logos and marks are trademarks or registered trademarks of IntelliTC Solutions. You may not use these marks without prior written consent.

6.3 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for your personal or internal business purposes. This license does not include any right to:

  • Modify or make derivative works based on the Platform
  • Use any data mining, robots, or similar data gathering or extraction methods
  • Download (other than page caching) any portion of the Platform except as expressly permitted
  • Use the Platform or any portion thereof for any commercial purpose not authorized by IntelliTC Solutions

7. User-Generated Content

When you submit data, calculations, or other content through the Platform ("User Content"), you retain ownership of that content. However, you grant IntelliTC Solutions a non-exclusive, worldwide, royalty-free license to use, process, and display your User Content solely for the purpose of providing and improving the Platform's services.

You represent and warrant that you own or have the necessary rights to submit any User Content and that your User Content does not violate any third party's rights.

8. Certification Program

The IntelliTC Certified Real Estate Analyst (ICREA) certification program is subject to the following terms:

  • Certification credentials are issued to individuals and are non-transferable
  • Certificate holders must use their legal full name when registering for and completing assessments
  • Misrepresentation of certification status is strictly prohibited
  • IntelliTC Solutions reserves the right to revoke certification if a holder is found to have cheated, misrepresented qualifications, or violated these Terms
  • ICREA certification is an educational credential and does not constitute a professional license or regulatory certification
  • Certification does not guarantee employment, licensure, or professional outcomes

9. Disclaimers

9.1 No Financial, Legal, or Investment Advice

The Platform provides educational tools and calculators for informational purposes only. Nothing on the Platform constitutes financial, investment, legal, tax, or professional advice. All calculator outputs, analyses, and educational content are estimates and should not be relied upon as the sole basis for any financial decision.

9.2 No Guarantee of Accuracy

While we strive to ensure the accuracy of our calculators and content, we make no representations or warranties regarding the completeness, accuracy, reliability, or suitability of any information, calculations, or outputs provided by the Platform. Real estate markets, interest rates, tax laws, and regulations vary by location and change over time.

9.3 "As Is" Basis

The Platform is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

9.4 Professional Consultation

You should always consult with qualified professionals — including licensed real estate agents, financial advisors, attorneys, and tax professionals — before making any real estate or financial decisions.

10. Limitation of Liability

To the maximum extent permitted by applicable law, IntelliTC Solutions, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits, data, goodwill, or other intangible losses
  • Financial losses resulting from reliance on calculator outputs or educational content
  • Damages resulting from unauthorized access to or alteration of your data
  • Any other matter relating to the Platform

In no event shall our total liability to you for all claims exceed the amount you paid to IntelliTC Solutions in the twelve (12) months preceding the claim, or one hundred dollars ($100), whichever is greater.

11. Indemnification

You agree to indemnify, defend, and hold harmless IntelliTC Solutions and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the Platform, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.

12. Termination

We may terminate or suspend your access to the Platform immediately, without prior notice or liability, for any reason, including but not limited to a breach of these Terms. Upon termination, your right to use the Platform will immediately cease.

All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by updating the "Effective Date" at the top of this page. Your continued use of the Platform after any modifications constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically for any changes.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

15. Contact Information

If you have any questions about these Terms of Service, please contact us:

IntelliTC Solutions
Email: legal@intellitcsolutions.com
Website: intellitcsolutions.com

This content is for educational purposes only and does not constitute financial, legal, or investment advice.

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