User Guides
Twelve downloadable PDF guides that walk you through every feature of the IntelliTC platform — from your first calculator to the ICREA Certificate Program, investment strategy, professional advisory standards, and wealth-building roadmaps.
Beginner
Getting Started
Your first steps with IntelliTC Solutions
- What the platform is and who it serves
- Choosing your role (Investor, Agent, Homeowner, Lender)
- Understanding the calculator layout
- Auto-save behavior and data storage
- Learn Mode, exporting results, and Dark Mode
Intermediate
Going Deeper
Unlock the full power of IntelliTC
- 6 Learning Paths for structured education
- Scenario Lab — 12 challenges in 3 modes
- 8 Calculator Workflows with data carry-forward
- Understanding KPI results and color coding
- Comparing deals and recently used tracker
Advanced
Mastering the Platform
Advanced strategies and the ICREA Certificate Program
- ICREA Certificate Program (Associate, Professional, Master)
- Multi-calculator analysis strategies
- Portfolio management approach
- Sensitivity analysis for stress-testing
- Complete 8-Workflow reference and pro tips
Senior's Corner
Senior's Corner
Gift Tax Calculator & HELOC Deductibility Checker
- Gift Tax Calculator — annual exclusions and lifetime exemptions
- IRS rules for 2024–2026 gift tax thresholds
- HELOC Deductibility Checker — qualifying use under TCJA
- $750K mortgage cap and interest deduction rules
- Step-by-step walkthroughs with worked examples
Property Strategy
Land Flip Analyzer
Deal Analysis & Exit Strategy Comparison
- Deal Analyzer with 12-point due diligence checklist
- Acquisition cost analysis and equity spread calculation
- Three exit strategies: cash sale, owner financing, improve & sell
- ROI, annualized return, and profit projections
- Step-by-step walkthroughs with worked examples
Investment Analysis
Deal Underwriting Worksheet
Professional deal analysis from offer to close
- What underwriting is and when to use the worksheet
- Section-by-section field walkthrough (Income, Expenses, Financing)
- Interpreting NOI, Cap Rate, DSCR, CoC, GRM & Break-Even
- Understanding risk flags and the A–F deal grade system
- Max offer calculations and exporting your analysis as PDF
Tax Strategy
Capital Gains Tax Impact Guide
The 7 costly mistakes and how to avoid them
- The 7 capital gains tax mistakes seniors (and anyone) with $1M+ should avoid
- NIIT surtax, Medicare IRMAA, and Social Security taxability traps
- Step-up in basis, home sale exclusion, and 0% bracket strategies
- Tax-loss harvesting and multi-year sale spreading techniques
- Using the Capital Gains Tax Impact Analyzer with real scenarios
Beginner
The Language of Real Estate
A beginner's guide to core financial concepts
- DTI ratios, loan qualification, and affordability ranges explained
- Cash-to-Close breakdown and True Cost of Ownership
- NOI, Cap Rate, and the 5 Profit Centers of wealth analysis
- DSCR, ARV, Break-Even Year, and macro market signals
- Mapping each concept to the IntelliTC calculator that uses it
Intermediate
The Wealth Architect's Roadmap
Mastering real estate finance with IntelliTC
- 7-phase progressive journey from first-time buyer to portfolio strategist
- Foundation essentials: affordability and True Cost of Ownership
- Homeowner equity optimization and velocity banking concepts
- Investor entry: 5 Dimensions of Wealth and strategy selection
- Creative financing, macro market tools, and the ICREA certificate path
Advanced
Investment Strategy Playbook
The data-driven real estate lifecycle
- 6-phase institutional-grade investment lifecycle framework
- Macro-market assessment using RE Buffett Indicator & Market Agility Index
- Deal grading, multi-dimensional underwriting, and sensitivity modeling
- Capital structuring, creative financing, and acquisition execution
- Operational excellence, exit strategies, and portfolio evolution
Professional Standards
Professional Services Framework
Data-driven advisory standards using IntelliTC
- Transitioning from transactional sales to data-driven advisory
- Residential buyer consultation protocol with DTI stress testing
- Seller & listing consultation: net sheets, CMA confidence scoring
- Investment advisory framework: 5 profit centers & sensitivity analysis
- ICREA certificate tiers and structured learning paths
Creative Finance
Foundation of Creative Finance
Five Pillars case study & interactive calculator guide
- Five Pillars of wealth creation: cash flow, appreciation, tax savings, principal pay down, leverage
- JR Ewing Duplex case study — seller financing with full deal analysis
- 4 fictitious scenarios: seller financing, subject-to, lease option, wrap mortgage
- Step-by-step interactive calculator walkthrough and chart interpretation
- 27-concept mind map reference with all definitions
All Guides Are Free
These guides are part of the IntelliTC beta experience. No account or signup required — just download and start learning. We recommend beginning with the Getting Started guide and working your way through all twelve.