RE Cash-on-Cash Breakdown

Analyze the 5 profit centers of real estate: Cash Flow, Appreciation, Principal Paydown, Tax Benefits, and Leverage.

Purchase Price

Down Payment

Interest Rate

6.5% 7% 7.5% 8%

Loan Term

yrs

Monthly Rent

Vacancy Rate

5% 8% Avg 10%

Operating Expenses

35% 40% 50%

Appreciation Rate

2% 3.5% Avg 5%

Tax Bracket

12% 22% 24% 32%

Results

Total Annual Return —

All-In CoC Return —

Cash Flow Only CoC —

Appreciation Contribution —

10-year stacked view of all wealth dimensions

Relative size of each profit center

Year	Cash Flow	Appreciation	Paydown	Tax Benefits	Total