Refinance Analyzer

Analyze whether refinancing saves money — break-even timeline, cumulative savings, and balance comparison.

Current Loan

Current Balance

$

Current Rate

%

Remaining Term

yrs

Current Payment

$

New Loan

New Interest Rate

%

New Loan Term

yrs

Closing Costs

$

Cash Out Amount

$

Results

New Payment —

Monthly Savings —

Break-Even —

Lifetime Savings —

Cumulative Savings

Monthly savings minus closing costs over time

Balance Comparison

Remaining balance: current vs new loan

Refinance Comparison

Item	Monthly	Total