Subject-To Risk Dashboard

Due-on-sale trigger analysis, land trust structure, and refinance exit planning.

Loan Status

Insurance Change Planned

Title Transfer Method

Rate Differential

Loan Type

Lender Size

Time Since Origination

yrs

Current Mortgage Balance

Property Value

Current Interest Rate

Target Hold Period

5 yrs

Expected Annual Appreciation

Estimated Credit Score at Refi

Risk Dashboard

Risk Score —

Checklist Completion —

Projected Equity at Refi —

Monthly Payment Change —

Analysis of 7 key risk factors that influence lender enforcement probability

Factor	Level	Points

Visual breakdown of each trigger factor

Projected equity growth over hold period

Complete each step to minimize due-on-sale enforcement risk

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When does refinancing into your own loan make financial sense?

Exit Strategy	Est. Cost	Monthly Pmt	Net Position